Faq's


What do you understand by emergency loans?

This is an Australia based loan website which helps people living in Australia search for financial assistance. Anyone who is facing a tough time in dealing with urgent expenses can use our emergency loans matching service to take care of their financial woes.

What are the services offered at emergency loans?

Our main service involves helping people find loans online, at at time when they are struggling to pay for urgent expenses such as car repairs, pending bills etc and need some desperate monetary help.

What are the qualifying measures for fast personal loans?

To get your application considered for this loan, you should be a permanent citizen of Australia, you should have a regular checking bank account that accepts direct deposit, you should be stably employed and your age should be above 18 years.

Do I need to pledge any assets?

No, the fast personal loans are unsecured in nature. Borrowers who are living as tenants are also eligible to apply.

How much amount can be obtained as emergency loans?

The maximum amount you can borrow is AUD 10,000.

On what basis will I get the loan amount?

Lender will grant you the money entirely on the basis of your loan repayment capacity and current monetary need.

Can bad credit borrowers apply?

Yes, our lenders welcome all type of borrowers including those who have had issues such as bank arrears, late payments etc in the past. The most important factor in making a decision about your application is your current repayment capability.

How can I apply?

You just need to fill an easy online registration form available on our site and submit it. As soon as you submit the application, our server software will instantaneously pass it on to the lender so that they can take a look at it and see if your application is acceptable for further processing.

Representative APR Example

You Borrow —$5000 You Pay —$5,680.30 Representative APR 29.15% (Variable)

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

Do not pay any lender or broker an upfront fee to process your loan application.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

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